PrefrpayBlog

25 July 2026

Prefrpay Naira escrow fees explained

What buyers and sellers pay on Prefrpay in Nigeria — Buyer's Protection, minimum order ₦15,000, and how escrow release works.

Prefrpay is built for Naira social commerce. Here is how fees and escrow work in plain terms.

Buyer fees

Buyers pay a Buyer’s Protection fee (3%, minimum ₦800, maximum ₦3,500). Paystack may add its processing fee at checkout. The listed product price is what the seller is due for the goods.

Minimum order: ₦15,000.

What sellers receive

Sellers receive 100% of the listed product price after delivery is confirmed and escrow releases to their verified bank account. Prefrpay does not skim the product line into a separate “seller fee” on top of Buyer’s Protection.

Escrow timeline

  1. Buyer pays → funds locked in escrow.
  2. Seller arranges delivery (manual rider or integrated courier).
  3. Delivery confirmed → escrow releases to the seller.

Until step 3, the seller cannot treat the money as settled in their pocket.

Start selling or buying

Join the waitlist · Find verified sellers · WhatsApp payment links.

Fee details can evolve — the waitlist FAQ and checkout always show the live numbers before you pay.